Condominium Insurance differs from the standard home owner’s insurance policy due to the fact that a condo is a multiple family dwelling. Naturally, different factors come in to play than with a single family home. With condo insurance, you need coverage for the inside of your condo where with a standard home owner’s policy you are covering the outside of the dwelling as well as the inside. With this being said, it is the condo association who covers the outside of the dwelling.
To make sure you get the best condo policy to meet your needs, we would need to discuss these items.
- Personal Content Coverage – such as furniture, clothing, electronics, gadgets, collector items, antiques, guns, jewelry. **Some items require an additional policy
- Bodily Injury Coverage
- Sewage backup protection
- Replacement of fixtures in the event of fire/destruction
- Water damage
Call us today to discuss your insurance needs and to make sure that your condo is fully protected. Our goal is to provide the best protection possible for you and your family.